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Tuesday, October 14, 2008

Saving money, money saving tips and Investment ideas

Investment is the choice of an Individual who risk his savings with an aim to gain. We Invest to multiply our savings. We invest to secure our future.Investment comes with risk. Every investment or money saving strategy has some amount of risk laced with it. There are various options available for saving money. We will provide you money saving tips for you to multiply your earnings.

How to Invest, Investment research
Why we invest? We invest because We want to secure our future. We save our surplus income for our future. We save for our kids. Investment requires a lot of research because without proper research we stand to lose all our hard earned money overnight. We have to learn how to invest before we start investing. Let us discuss certain factors decide our investment.All these investment strategies are common to people all over India and world.

Liquidity factor
Liquidity is the most important variable in our Investments. We invest for future. For example we have a surplus of 1million dollar and we invested this money in stock market. We required the money after 3 months and the very next day we sell our stocks and we have our money with us. This is what we call as Liquidity.Liquidity risk Liquidity risk' arises from situations in which a party interested in trading an asset cannot do it because nobody in the market wants to trade that asset. Liquidity risk becomes particularly important to parties who are about to hold or currently hold an asset, since it affects their ability to trade.


The Rate of return on Investment
The investment decisions are taken on the basis of how much returns we stand to gain from our investments. We love to choose a savings option that gives us more returns


Risk Factor.
We all love our investments give us more returns while, our principals are safe. Risk taking itself is an art that differs with the character of persons. Some can take more risks while others can't. Risk taking excites some persons more and some run away from risk.

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